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Required CIBIL Score
700+
Applicants with credit score checks higher than the threshold are eligible for accelerated approval.
Minimum Income Requirement
Not Specified
Net monthly income received via bank transfers. Cash salary deposits are generally not accepted.
Age Bracket Limits
23 - 60 Years
Applicant age limits at the time of loan setup maturity must lie within this window.
Lender Policy Matrix
Company Category CodeALL TYPES
Salary Slip / PF RequiredNo PF required
Max Obligation Limit (FOIR)100%
Employment Stability ThresholdN/A
Residential Stability CheckN/A
Serviceable Pincodes CoverageSpecific Cities Only
Special Guidelines / Notes
SALARIED/SELF-EMPLOYEED
Check Your Eligibility For L&T (Instant)
Use our instant credit-matching engine to verify if your salary, age, and location parameters satisfy L&T (Instant)'s underwriting algorithms.