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F
Salaried Loan

Finnable Eligibility Criteria

Detailed underwriting benchmarks and scoring policies for personal/commercial financing with Finnable. Compare requirements before submitting applications.

Required CIBIL Score
No Minimum

Applicants with credit score checks higher than the threshold are eligible for accelerated approval.

Minimum Income Requirement
₹15,000/mo

Net monthly income received via bank transfers. Cash salary deposits are generally not accepted.

Age Bracket Limits
21 - 60 Years

Applicant age limits at the time of loan setup maturity must lie within this window.

Lender Policy Matrix

Company Category CodeALL TYPES
Salary Slip / PF RequiredNo PF required
Max Obligation Limit (FOIR)70%
Employment Stability Threshold1 Year
Residential Stability Check1+ Year
Serviceable Pincodes CoverageSpecific Cities Only

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Use our instant credit-matching engine to verify if your salary, age, and location parameters satisfy Finnable's underwriting algorithms.

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