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DMI (Instant) logoInstant Pocket Loan

DMI (Instant) Eligibility Criteria

Detailed underwriting benchmarks and scoring policies for personal/commercial financing with DMI (Instant). Compare requirements before submitting applications.

Required CIBIL Score
700+

Applicants with credit score checks higher than the threshold are eligible for accelerated approval.

Minimum Income Requirement
Not Specified

Net monthly income received via bank transfers. Cash salary deposits are generally not accepted.

Age Bracket Limits
23 - 60 Years

Applicant age limits at the time of loan setup maturity must lie within this window.

Lender Policy Matrix

Company Category CodeALL TYPES
Salary Slip / PF RequiredNo PF required
Max Obligation Limit (FOIR)100%
Employment Stability ThresholdN/A
Residential Stability CheckN/A
Serviceable Pincodes CoveragePAN India (All Locations)

Special Guidelines / Notes

SALARIED

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Use our instant credit-matching engine to verify if your salary, age, and location parameters satisfy DMI (Instant)'s underwriting algorithms.

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